Mintlife on spring cleaning your retirement portfolios:
If you’re single, your investing life is that much simpler. But don’t you long for someone to practice asset allocation with in your twilight years? Don’t answer that.
For recommendations, I turned to certified financial planner Allan Roth, author of How a Second-Grader Beats Wall Street and writer of the Irrational Investor blog. You only need three funds, says Roth:
- A US stock index fund
- An international stock index fund
- A total bond market fund
I wish I was gooder at these kinds of things.